Westpac Term Deposit Interest Rates Monthly
Westpac Life variable interest: includes a standard variable base rate plus a variable bonus rate.To earn the variable bonus interest you must make a deposit to your Westpac Life account, ensure the account balance is higher at the end than the beginning of the month and keep the account balance above $0. Any bonus rates offered above may only be available through Westpac Live Online Banking. Westpac Live will be available to update Term Deposits from 8:00am to 9.30pm on a Business Day and 8:00am to 4:00pm Saturdays (Sydney time) Rate applies for a single term. Higher or lower rates.
Features and benefits
- No monthly account service fee or establishment fee
- High fixed interest rate on balances of $1,000 and above1
- A range of fixed investment terms available to suit your needs
- Interest paid 6 monthly and at maturity2.
Fees
Refer to the Fiji Customer Service Fees Booklet for details (PDF 98KB)
Here’s what to do.
To open a Westpac personal bank account, you’ll need to provide us with a signed and completed personal account opening form, along with some current identification documents.
We need to verify the following:
- Full name
- Date of birth
- Residential address
- Occupation
- Photo identification and signature
- Citizenship
- Income source documentation
To ensure these 7 points above are verified, we need at least two primary ID documents or one primary plus two secondary ID documents. All documents must be original and current unless specified. If additional documents are required, we’ll let you know.
Download the Opening a Personal Bank Account Brochure (PDF 129KB) for a list of accepted Identification and Additional Identification required for non-residents. Visit your branch or call 132032 for more information.
Need help?
Simply speak to a Banking Representative by calling 132 032.
Westpac Term Deposit Interest Rates Today
Things you should know
Conditions apply. Offer excludes corporate, institutional and government customers. If you are on a special rate and your Term Deposit rolls over automatically, the Term Deposit may be automatically re-invested at a lower rate than the current interest rate.
1. Interest rate adjustment may apply if funds are withdrawn before maturity.
2. Once your fixed term ends, you can withdraw your funds via bank cheque, cash or direct credit into another bank account.
Choose lender(s):
Return to top Term Deposits | |||||||||||||||||||
Provider | Product | Minimum Deposit | Maximum Deposit | Call | 30 days | 60 days | 90 days | 5 months | 6 months | 9 months | 12 months | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Term Investment | $5,000 | $5,000,000 | - | 0.15 | 0.20 | 0.35 | 0.55 | 0.80 | 0.80 | 0.80 | |||||||||
Return to top Call Accounts | |||||||||||||||||||
Provider | Product | Minimum Deposit | Maximum Deposit | Call | 30 days | 60 days | 90 days | 5 months | 6 months | 9 months | 12 months | ||||||||
Online Saver | $500,000 | - | 0.35 | - | - | - | - | - | - | - | |||||||||
Online Saver | - | $100,000 | 0.35 | - | - | - | - | - | - | - | |||||||||
Simple Saver | $1 | - | 0.05 | - | - | - | - | - | - | - | |||||||||
Online Saver | $100,000 | $499,999 | 0.35 | - | - | - | - | - | - | - | |||||||||
Westpac Bonus Saver - bonus rate | $1 | - | 0.20 | - | - | - | - | - | - | - | |||||||||
Westpac Bonus Saver - base rate | $1 | - | 0.05 | - | - | - | - | - | - | - | |||||||||
Westpac Bonus Saver - Potential Rate | $1 | - | 0.25 | - | - | - | - | - | - | - | |||||||||
Return to top Online Call Accounts | |||||||||||||||||||
Provider | Product | Minimum Deposit | Maximum Deposit | Call | 30 days | 60 days | 90 days | 5 months | 6 months | 9 months | 12 months | ||||||||
Online Saver | $500,000 | - | 0.35 | - | - | - | - | - | - | - | |||||||||
Online Saver | - | $100,000 | 0.35 | - | - | - | - | - | - | - | |||||||||
Online Saver | $100,000 | $499,999 | 0.35 | - | - | - | - | - | - | - | |||||||||
Westpac Bonus Saver - bonus rate | $1 | - | 0.20 | - | - | - | - | - | - | - | |||||||||
Westpac Bonus Saver - base rate | $1 | - | 0.05 | - | - | - | - | - | - | - | |||||||||
Westpac Bonus Saver - Potential Rate | $1 | - | 0.25 | - | - | - | - | - | - | - | |||||||||
Return to top Savings | |||||||||||||||||||
Provider | Product | Minimum Deposit | Maximum Deposit | Call | 30 days | 60 days | 90 days | 5 months | 6 months | 9 months | 12 months | ||||||||
Simple Saver | $1 | - | 0.05 | - | - | - | - | - | - | - |